Canada is in deep crisis. It’s unfashionable in centrist circles to say so, but it’s true. The country is literally on fire and facing extraordinary and growing threats from climate change. It is staring down rising extremism, creeping toxic polarization, and low trust. Wealth inequality is on the rise. Its federal system is showing cracks, particularly when it comes to the relationship between Alberta and the national government. Oligopolies and monopolies run wild, exploiting consumers.

There are plenty of other problems too. But of the lot, the confluence of a few major challenges scream, House of cards coming down! Those are the country’s housing crisis, consumer debt, and high — and potentially rising — interest rates. Taken together, they paint a picture of working people staring down lives they can’t afford in the day-to-day. This hellish scenario persists, no matter how hard people work, and no matter how rigidly they follow the rules of the game — rules they were told are fair and just.